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Credits are the universal currency on the Profy platform. Whether you’re using AI conversations, generating images, synthesizing speech, or creating videos, all consumption is measured in credits. This page helps you understand how to earn credits, the deduction order, and expiration rules.

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Credit Sources

Stability: configurable defaults. Every figure above is a zero-config fallback in code; operations can override them through system_config. Your actual balance and each batch’s expiry are shown in Transaction History, which is the authoritative view.
New accounts receive 2,000 credits, available immediately, valid for 90 days.
200 credits per day. These are the shortest-lived credits on the platform: they are valid for the calendar day only and are cleared at midnight Beijing time — not 24 hours after the grant. Do not try to stockpile them.
Paid plans grant bonus credits in a lump sum at purchase: Plus 3,900, Pro 11,000, Flagship 30,000. Annual plans grant an additional allotment at each monthly cycle.These credits expire at the end of the billing cycle, so they do not accumulate across months — an unused Flagship allotment does not roll into next month as 60,000.
You can purchase top-up packs at any time from the billing page to replenish credits on demand. Multiple denominations are available, and some include additional bonus credits.See Credit Top-Up Packs for details.
Invite friends to register using your unique referral link. When they complete the required action, both you and your friend receive credit rewards.See Referral Rewards for details.
Earn credits by redeeming gift cards. You can purchase them from the gift card store or receive them through promotions and events.See Gift Cards for details.
Team plan users share an organization credit pool, recharged by administrators. See “Team Credits” below.

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How Credits Are Spent

Every AI call consumes credits. The amount is determined by the billing unit of the capability and the rate of the model you selected:
Per-model rates are deliberately not published here. Rates track upstream model costs and live in the model registry, where operations can change them at any time. A hard-coded copy in documentation is a copy guaranteed to go stale, and a stale price is more dangerous than no price.What is stable is the algorithm. To estimate cost, combine the formula above with the current rate from the model selector. Full algorithms are in Billing Formulas.
Two levers actually reduce spend: pick a cheaper model for simple turns, and start a new conversation when the context grows large. The second matters more than most people expect — under token_split, the entire context is re-sent every turn, so a long conversation gets progressively more expensive per message even if your messages stay short.

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Consumption Priority

When you spend credits, the system deducts from different sources in a fixed priority order. Credits that are about to expire or have lower cost are consumed first, while purchased credits are used last.
1

Daily Bonus Credits

Credits from daily check-ins or event rewards are consumed first.
2

Signup Bonus Credits

The one-time bonus received upon registration.
3

Plan Bonus Credits

Bonus credits included with your subscription plan.
4

Referral Reward Credits

Credits earned from inviting friends.
5

Top-Up Bonus Credits

Additional credits bundled with top-up pack purchases.
6

Purchased Credits

Credits purchased directly through top-up packs — consumed last.
This deduction order means your purchased credits are always saved for last. Bonus and reward credits are consumed first.

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Expiration Rules

Not all credits are permanent. Different sources follow different expiration policies:
Expired credits are neither refunded nor reissued.The one that catches people out is the daily check-in: it is same-day, not a 24-hour window. Checking in at 11 PM leaves you one hour of validity. Since the deduction order spends bonus credits first, though, normal usage drains them naturally — you rarely need to manage this by hand.

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Checking Your Balance

You can check your current credit balance at any time in the following locations:
  • Avatar dropdown menu: Click your avatar in the top-right corner — your balance is displayed at the top of the menu.
  • Billing page: Go to “Settings → Billing” to view balance details and recent consumption history.
Your credit balance updates in real time. After each AI conversation or creative generation completes, the balance immediately reflects the latest deduction.

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Team Credits

Team plan users share an organization credit pool:
  • When the team is activated, credits are automatically injected into the organization pool
  • All members’ AI consumption is deducted from the same pool
  • Administrators can view team usage reports to understand each member’s consumption
  • Administrators can purchase top-up packs for the team, with credits going directly into the organization pool
Team members’ personal credits are completely isolated — leaving the team does not affect personal credits. See Team Billing for details.

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FAQ

The base exchange rate for top-ups is fixed: 100 credits per ¥1 (the CNY catalog’s exchangeRate), consistent across every denomination. What differs by denomination is the bonus (5% to 12%), not the base rate.So buying a larger pack does not get you a better base rate — it gets you a larger bonus. Credits themselves are an internal accounting unit and are not redeemable back into currency.
New calls are refused, and the UI prompts you to top up or upgrade.Note there is a distinct failure that looks similar but is not the same: conversation budget exhaustion. Each turn computes a budget as floor(balance ÷ output_rate × 1e6) — “how many output tokens can my balance still afford.” A long conversation with a large context can exhaust that budget while you still hold plenty of credits. The fix there is to start a new conversation, which resets the context; topping up is not required. See Conversation Overview.
If you’re a team member and currently using the “Team” billing subject, consumption is deducted from the team credit pool without affecting your personal credits. See Team Billing for details.
Verified 2026-08-11. Sources: packages/types/src/subscription.ts (plan bonus credits), packages/types/src/referral-risk.ts (referral rewards), services/core/src/routes/credit-recharge/index.ts (top-up denominations), services/core/src/db/service/platform-config.ts (exchangeRate).